Please excuse me if this is not the best thread in the forum to post this, moderators feel free to move it accordingly.
Being in debt is never easy, the good news is that patience, persistence and a solid debt free program make it possible. Once you decide to take control of your money, the next logical step is to enact a debt free program that you can stick to. Follow the easy steps to financial freedom, and let MMI show you the way.
If you want to know how to initiate your own debt free program you could go ahead and have a look at the resources I'm posting here.
These are handpicked so maybe you'll find them useful.
http://journals.aol.com/homebusiness09/debt-free-program/ debt free program debt free debt debt settlement debt free program debt free debt debt settlement